Evaluation Study and Credit Score Impact Study
The 2007 Credit Score Impact Study presents the results of the analysis conducted in response
to a series of questions regarding the change in credit scores experienced by WtW borrowers following program participation. The answers offer important insights into the impact of participation in the WtW program on credit scores.
The 2006 Evaluative of the National Ways to Work Program was conducted by a third-party consultant, the OMG Center for Collaborative Learning, Philadelphia, Pennsylvania and has three distinct components.
The centerpiece of the study is a telephone survey of 353 past and current borrowers, coupled with an analysis of program data, with a focus on documenting economic and social outcomes for program participants. Highlights of borrower outcomes from the study report are listed in the 2006 Outcomes Highlights. The confidence level for the associated data is 95% with a confidence interval of ±5%.
Besides the borrower outcomes, the 2006 study reports on operational best practices as demonstrated across all 50-plus loan offices and an intensive study of 5 premier program sites. A selection of case studies documenting the experiences of a variety of actual borrowers has also been included.
The 2001 Outcome Evaluation is the result of an internal study based upon data captured through routine program operations supplemented with surveys and interviews. The focus of this study was to gain sufficient insights into borrower outcomes and program components to allow for the continuous improvement in program design.
Demographics
