WAYS TO WORK PROGRAM MODEL
The WtW program model integrates three major components within an innovative and holistic solution that addresses multiple needs of low-income families to help them move out of their cycle of poverty and dependence towards greater financial stability. The combination of affordable credit with real-world expectations for repayment, a high-touch approach, and financial literacy education generates intermediate outcomes - reliable auto transportation, improved financial skills, repaired credit and asset building.
As clients leverage their increased transportation capacity and financial skills, they are shown to stabilize their existing jobs or access better paying jobs, increase their income, improve care for their children, and begin working with mainstream financial institutions. Together, these outcomes allow families to begin moving towards self-sufficiency and an overall better quality of life. |
