This area of our site contains the reports from evaluations of the Ways to Work program.
The 2007 Credit Score Impact Study presents the results of the analysis conducted in response to a series of questions regarding the change in credit scores experienced by WtW borrowers following program participation. The answers offer important insights into the impact of participation in the WtW program on credit scores. A full, PDF copy of the study may be accessed by clicking on the button to the right labeled “2007 Credit Score Study”.
The 2006 Evaluative Study was conducted by a third-party consultant, the OMG Center for Collaborative Learning, Philadelphia, Pennsylvania and has three distinct components.
A full, PDF copy of the study may be accessed by clicking on the button to the right labeled “2006 Evaluation”.
The centerpiece of the study is a telephone survey of 353 past and current borrowers, coupled with an analysis of program data, with a focus on documenting economic and social outcomes for program participants. Highlights of borrower outcomes from the study report are listed in a document accessible by clicking on the button to the right labeled “06 Outcomes Highlights”. The confidence level for the associated data is 95% with a confidence interval of ±5%.
Besides the borrower outcomes, the 2006 study reports on operational best practices as demonstrated across all 50-plus loan offices and an intensive study of 5 premier program sites. A selection of case studies documenting the experiences of a variety of actual borrowers has also been included. |
