Ways to Work loan offices make loans (up to $4,000) to help qualified, low-income applicants remain employed or stay in school. Approved applicants make monthly loan payments over a two year period at no more than eight percent interest.
You might qualify to receive an application if you say “yes” to all the following questions.
r Have you been employed for at least six months?
OR
r Are you enrolled in school?
For example: college, community college, technical or trade school.
AND
r Are you a parent?
AND
r Are you unable to get a loan from a bank or credit union?
AND
r Will you agree in writing to repay your Ways to Work loan?
If you said “yes” to all of the above questions, please contact a loan office in your state to learn if you qualify to receive an application.
To contact a loan officer in your state, please click on the arrow below to proceed to the Loan Office Directory page. Select your state on the Loan Office Directory page. After you have selected your state, you will find the names and phone numbers of loan officers in your state.
Go to the Loan Office Directory. 
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